Last year a friend told us about the great health insurance plan they had through AARP called Medicare complete. I called the company and they said there would be no premiums. I gave them a list of my current medications and they assured me there was zero cost if I filled them through there online pharmacy.
This is a big decision because I was receiving care through the VA. My prescriptions were only $8.00 a month but with all my prescriptions and supplies the total came to $64.00. It's not much but I'm on a fixed income so if I could save $64.00 a month I would. The biggest hurdle is that the VA will only fill prescriptions they write and only at the VA. I would have to see a civilian doctor. I didn't mind since the co-pay was zero and I could get more responsive care. I made the change.
The first time I had my meds filled they were zero except for the insulin. They said there was a $25.00 co-pay. I would have still made the switch if they had told be that but I had asked them point blank and they said is would be zero. All tier one drugs are zero cost.
Now they want to charge me $578.00. They claim my medication should never have been free and that I have reached my deductible. None of that was explained when I took the insurance. Since it costs nothings I will keep it but I'll not get prescriptions from the AARP Health Care plan anymore.
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