Saturday, September 10, 2016

GoFundMe

  When I first heard of GoFundMe I thought the page was mainly for losers who failed to plan  and was just wanting others to bail them out.  Now I know different.  I'm sure some of the funds are for cheats and undeserving people but some are needful.
   My Mom was a saver and although she didn't start work until her youngest was a senior in high school she did manage to save a lot.  In the late  nineties when Dad got sick with cancer she paid all of his bills out of her savings.  The last year of his life she paid over $70,000.00 for medicine alone. 
After his death all she had to live on was his social security and what remained of her savings.  She did quite well except she never spent any of the money to take care of her house.  Then the inevitable happened and she got sick.  She ended up in a nursing home unable to take care of herself.  Not only that but at the price it cost to stay in an assistant living home Mom would be broke in a couple of months so she had to apply for Medicaid.  I did what I could with her money and remodeled her home until time ran out.  She was allowed to keep her home and $2000.00. 
  Her social security check is $1130.00 a month.  The social services charges her $30.00 a month admin fee, the nursing home charges her $880.00 a month and blue Cross charges her $260.00 a month.   That totals $1190.00 a month.  Of course even old people in nursing homes need things like clothes and hair care and little things like that.   And of course the house has bills too: water, sewer, gas, electric, home owners insurance, and taxes--let's don't forget about taxes.  So exactly where is the money to come from for this? 
   I live off of social security myself and I have exactly $328.00 a month I can spend on anything I want.  I choose to spend most of it driving to Hickory to see Mom each week.  I take her out of the nursing home and take her to her house, do her laundry, pay her bills, clean her house, then take her to lunch, then take her to get her hair done.  If she needs fruit or writing pens or a special medicine she can't get through the nursing home I do that for her.  I took her to her eye appointment.  It cots about $30.00 a week in gas, $20.00 for our meals, and about $40.00 a month in car care.  As you can see most of my money is spent on her or for her. 
  She won't be able to keep her house much longer as she has a negative income.  She has little of value to sell and if she did sell it, then what?  So I started a GoFundme page for Mom.  Look it up and please help if you can.   

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